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Environment

The Best Eco-Friendly Credit Cards

credit cards
Hello there 

Money talks, as they say, and I’m a strong believer in voting with your dollars. Where you bank matters, especially since mega banks are some of the largest funders of environmentally destructive industries. Switching to a local credit union or smaller bank can potentially be better for the planet. If you aren’t quite ready to break up with your big bank yet, many of these banks have come out with ‘green’ affinity credit cards. If you choose an affinity card the bank donates a percentage of your purchases to charitable organizations. However, it isn’t always transparent how much money gets donated, and the bank still collects interest and fees from you and invests that money into potentially harmful projects. In many cases, you’re actually better off choosing a credit card with great rewards, paying it off every month, and donating directly to organizations of your choosing.

Check out some of my favorite travel rewards cards, green credit cards, and other options below!

xx

Laurel
Bird_15

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MY FAVORITE PERSONAL REWARDS CARDS

chase sapphire reserve

Chase Sapphire

Reserve Card

CURRENT OFFER: 50,000 Bonus Points

ANNUAL FEE: $450

BONUS*: $1,000

chase sapphire preferred

Chase Sapphire

Preferred Card

CURRENT OFFER: 60,000 Bonus Points

ANNUAL FEE: $95

BONUS*: $1,200

capital_one_venture

Capital One® Venture®

Rewards Card

CURRENT OFFER: 50,000 Miles

ANNUAL FEE: $0 for the first year, then $95

BONUS*: $700

american express gold card

American Express®

Gold Card

CURRENT OFFER: 35,000 Reward Points

ANNUAL FEE: $250

BONUS*: $700

american express platinum card

The Platinum Card®

From American Express

CURRENT OFFER: 60,000 Bonus Points

ANNUAL FEE: $550

BONUS*: $1200

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MY FAVORITE BUSINESS REWARDS CARDS

chase ink business

Chase Ink 

Business Preferred Card

CURRENT OFFER: 80,000 Bonus Points

ANNUAL FEE: $95

BONUS*: $1600

american express business

The Business Platinum Card®

From American Express

CURRENT OFFER: Up to 75,000 Bonus Points

ANNUAL FEE: $595

BONUS*: $1500

marriott bonvoy card

Marriott Bonvoy Business™ American Express® Card

CURRENT OFFER: 75,000 Bonus Marriott Bonvoy Points

ANNUAL FEE: $125

BONUS*: $600

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CARDS TO USE WHEN DONATING

blue business plus card

The Blue Business Plus Credit Card from American Express

REWARDS FOR CHARITABLE GIVING: 2x (4%)

ANNUAL FEE: None

BONUS*: None

citi double cash card

Citi Double Cash Card

REWARDS FOR CHARITABLE GIVING: 2%

ANNUAL FEE: None

BONUS*: None

us bank flexperks card

U.S. Bank FlexPerks Travel Rewards Visa Signature Card

REWARDS FOR CHARITABLE GIVING: 2x (3% return when redeemed for travel)

ANNUAL FEE: $49 starting second year

BONUS*: 25,000 FlexPoints after you spend $2,000 in eligible net purchases on your card within the first four months of opening the card

chase freedom unlimited card

Chase Freedom Unlimited

REWARDS FOR CHARITABLE GIVING: 1.5%

ANNUAL FEE: None

BONUS*: $150 after you spend $500 within the first three months of opening the account

capital one venture card

Capital One Venture Rewards Credit Card

REWARDS FOR CHARITABLE GIVING: 2x

ANNUAL FEE: $95 starting second year

BONUS*: 50,000 bonus miles when you spend $3,000 within the first three months of opening the card

bank of america premium rewards card

Bank of America® Premium Rewards® Credit Card

REWARDS FOR CHARITABLE GIVING: 1.5x

ANNUAL FEE: $95

BONUS*: 50,000 bonus points after you spend $3,000 within the first 90 days of opening the card

business platinum american express card

The Business Platinum Card From American Express

REWARDS FOR CHARITABLE GIVING: 1x for donations under $5,000

1.5x for donations over $5,000, up to 1 million points per year

ANNUAL FEE: $595

BONUS*: 75,000 bonus points when you spend $15,000 on qualifying purchases within the first three months of opening the card

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MY FAVORITE AFFINITY CARDS

green america card

The Green America Visa

AFFINITY: A percentage of every purchase goes towards advancing clean energy, fair labor, green business, and more

REWARDS: 1 point per dollar

1.5x for donations over $5,000, up to 1 million points per year

ANNUAL FEE: None

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GREEN BANKING OPTIONS

amalgamated bank

Amalgamated Bank

ABOUT: Amalgamated Bank refers to itself as America’s first socially responsible bank. They invest in issues such as sustainability, immigrant rights, LGBTQ rights, worker’s safety, and more. The bank also partners with organizations involved in the issues to help raise awareness and further their causes. 

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MY FAVORITE CRYPTO CARDS

mco crypto card

MCO Visa Card from Crypto.com

ABOUT: The first Visa Debit card for cryptocurrencies 

REWARDS: Depending on which card you select, rewards include

1%-5% back in MCO

Spotify Rebate

Netflix Rebate

Amazon Prime Rebate

Access to hundreds of airport lounges using LoungeKey

and more

FEES: None (Some cards require that you hold a certain amount of MCO tokens in your account to receive the card)

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